Tide company formation provides an online route for eligible founders to register a new UK limited company for £14.99. Tide submits the incorporation application to Companies House and includes a Tide business account application in the same process.
Companies House makes the incorporation decision. Tide business account approval is assessed separately and is not guaranteed.
StartupCode may receive a commission if you register or apply through this link, at no additional cost to you. Company formation, account approval and cashback are not guaranteed. Terms and eligibility apply.
Product information checked: 22 August 2026

At a glance
The Tide limited company formation route is designed for eligible founders creating a straightforward UK private company limited by shares. Tide submits the application to Companies House and includes a separate Tide business account application in the same journey.
The £14.99 price, service inclusions and eligibility requirements can change. Companies House decides whether to incorporate the company, while Tide separately decides whether to approve the business account.
Features and benefits
The principal benefit of Tide company formation is the ability to complete a straightforward incorporation and business account application through one connected online process. Applicants should still check that the service supports their intended company structure.
Eligible founders can currently use Tide company formation for £14.99, compared with the £100 Companies House online incorporation fee. Tide's current terms apply.
Enter the proposed company name, registered-office information, founder details and business activity through an online application.
Check the proposed name before continuing, reducing the risk of submitting an application using a name that is already registered.
Complete the required identity checks within the formation journey. Directors and people with significant control may have Companies House verification obligations.
Tide submits the incorporation application. Companies House reviews the information and remains responsible for registering the company.
Successful applicants receive the core documents required to evidence and govern the newly incorporated company.
Apply for a Tide business account as part of the same journey. Account approval remains separate from company incorporation.
Tide currently includes PAYE registration with HMRC, helping eligible founders complete an additional setup task.
After account approval, customers can access the payment, invoicing, accounting and savings services available with their selected Tide plan.
How it works
Tide company registration is completed online, but incorporation is not automatic. Tide checks the application before submitting it, and Companies House makes the registration decision.
Search for the proposed limited-company name and confirm that it is available and suitable for registration.
Provide the registered-office information, business activity, director, shareholder and person-with-significant-control details requested during the application.
Complete the required identity-verification process and provide any supporting information requested.
Pay the current Tide company formation cost shown during the application.
Tide sends the completed incorporation application to Companies House.
Companies House reviews the application and decides whether to incorporate the company.
The accompanying Tide business account application is subject to separate approval and may require additional information.

APPLICATION DETAILS
Before starting the Tide company formation application, prepare the information needed to identify the founder, describe the company and satisfy the relevant verification requirements.
Choose a suitable name and check that it is available. Company-name and sensitive-word rules apply.
Provide an appropriate UK registered-office address for official company correspondence.
Enter the personal information requested for the proposed director and sole shareholder.
Select the relevant Standard Industrial Classification code or codes describing the company's intended activities.
Provide the required information about anyone who will own or control the company.
Complete the relevant identity-verification process and provide supporting information when requested.
Requirements can vary, and Tide or Companies House may request further information. Preparing the details in advance does not guarantee that the application will be accepted.
Check the official limited-company setup guidanceCost
The standalone Tide company formation cost is currently £14.99 for eligible applications. The Companies House online incorporation fee is currently £100, so Tide's advertised route is approximately £85 less. The fee covers Tide's formation service and the documents listed on this page. Optional services, including any virtual-office, company-secretarial or account products selected separately, may carry additional charges. Paying the £14.99 fee does not guarantee incorporation or approval for a Tide business account. Companies House assesses the incorporation application, while Tide separately assesses the business account. Prices, inclusions and eligibility can change. Confirm the current Tide company formation cost and terms before paying.
What is included
Subject to a successful application, Tide company registration currently includes the incorporation submission, core company documents and a connected Tide business account application.
These items support the initial setup but do not provide personalised legal, accounting or tax advice. Directors remain responsible for understanding and meeting the company's ongoing legal, filing, record-keeping and tax obligations.
FORMATION ROUTES
Both routes ultimately rely on Companies House to register the company. The main differences concern the price, who prepares the submission and which connected services are included.
| Area | Tide formation route | Companies House direct |
|---|---|---|
| Current online price | £14.99 for the standalone Tide route | £100 online incorporation fee |
| Application submission | Tide submits the application | The founder submits directly |
| Registration decision | Made by Companies House | Made by Companies House |
| Business account application | Included, subject to Tide approval | Arranged separately |
| PAYE registration | Currently included by Tide | Arranged separately if required |
| Personalised legal or tax advice | Not included | Not included |
The Tide route may be more convenient for an eligible sole founder who wants incorporation and account application together. Applying directly may offer more control or support company structures that Tide's current single-shareholder route does not accommodate.
Limitations
Before using the service, consider the following:
A specialist formation agent, accountant or solicitor may be more appropriate where the proposed company has multiple shareholders, bespoke Articles of Association, complex ownership, overseas control or specialist legal and tax requirements.
STARTUP200 offer
Eligible founders can register a company with Tide for £14.99 and apply for a Tide business account in the same journey. STARTUP200 may provide access to up to £200 cashback through two separately qualifying rewards. The first reward is £75 cashback. The customer must open an eligible Tide business current account using STARTUP200 and spend at least £100 on the Tide card within 30 days of opening the account. The additional £125 requires the customer to open a Tide Instant Saver Account, deposit at least £5,000 within seven days and maintain a balance of at least £5,000 for the first 30 days. The full £200 is available only when both rewards are successfully qualified for. Company formation, account approval and cashback are not guaranteed. Tide sets the terms and assesses the qualifying activity.
Terms and eligibility apply. Account approval and cashback are not guaranteed. StartupCode may earn a commission when you apply through our links, at no additional cost to you.
Suitability
Tide company formation may suit eligible founders creating a straightforward UK private company limited by shares and wanting company registration and business account application in one online journey.
First-time founders creating a straightforward limited company
Eligible founders who will be the sole shareholder
Applicants comfortable completing registration online
Founders wanting formation and account application together
Businesses expecting to manage their finances digitally
May not suit
Tide company formation may be less suitable for businesses requiring multiple shareholders at incorporation, bespoke Articles of Association, complex share structures, overseas ownership arrangements or personalised legal and tax advice.
Tide determines eligibility for its formation route and business account. Companies House determines whether the company is incorporated.
OUR RESEARCH
StartupCode reviewed Tide's published company-registration information, pricing, eligibility and service inclusions. We also checked the current Companies House incorporation fee and official guidance covering limited-company setup and identity verification. This is an editorial product overview, not personalised legal, accounting or tax advice. Product terms, government fees and company-law requirements can change, so confirm the current information before applying.
FAQs
Check that the service supports your intended company structure, review the current £14.99 terms and understand the separate Tide business account requirements before applying.
Account approval and any promotional cashback are not guaranteed. Terms and eligibility apply. Tide sets all product terms, pricing, eligibility and rewards.

Independent site and affiliate disclosure. StartupCode.co.uk is an independent website and a verified Tide referral partner. It is not owned, operated or endorsed by Tide. We may earn a commission when you open an account or apply through our links, at no additional cost to you. This page is informational only and is not financial advice. Tide sets all product terms, pricing, eligibility and any promotional rewards, which can change. Always read the current terms on Tide before applying.